Motorcycle Financing

Motorcycle Financing
Offer expires on 1/01/2026
Promotion Details

Motorcycle Financing

We offer financing solutions for new, used, and private party H‑D® motorcycle purchases - from flexible loan rates and terms, to offers for new riders and active military– your local dealer will tailor a solution for your unique needs.

FINANCE YOUR BIKE

We offer financing solutions for new, used and private party H-D® motorcycle purchases - from flexible loan rates and terms, to offers for new riders and active military.

H-D™ FLEX FINANCING

An alternate way to purchase your next H-D® motorcycle that combines the benefits of attractive monthly payments and the ability to return your motorcycle at the end of term, similar to a lease.10

RIDER-TO-RIDER FINANCING

The Harley-Davidson® Rider-to-Rider Financing program offers financing to qualified individuals who are buying a used motorcycle from a private party.

Current Financing Offers

GET ON A SPORT FOR AS LOW AS $155 PER MONTH

Take advantage of extended terms now available on all Sport® models and ride for as little as $15517 per month with 10% Down17 for 84 months.

GET ON SELECT GRAND AMERICAN TOURING MODELS FOR UNDER $40618 PER MONTH

Take advantage of extended terms now available on all Grand American Touring models and ride for as little as $406 per month with 10% Down for 96 months.

RIDER TRAINING GRADUATES 6.64% APR15 OFFER ON USED

Complete the Harley-Davidson® Riding Academy Course or other approved accredited course and get rates as low as 6.64% APR15 on used motorcycles. You must apply within 180 days of course completion.

GET 7.29% APR14 AND $0 DOWN14 ON USED MOTORCYCLES

Rates start at 7.29% APR14 for Used Harley-Davidson® motorcycles with $0 down14 options available.

Terms and Conditions
Terms, conditions, and additional fees apply. Motorcycles may be ineligible for return due to excess wear and tear, excessive modifications, or other conditions. Financing Offer available only on used Harley‑Davidson motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 6.64% APR offer is available only to high credit tier customers who have completed a Riding Academy, Skilled Riders, MSF or other state accredited course within 180 days of application date and only for up to a 60 month term. The APR may vary based on the applicant's past credit performance and the term of the loan. For example, a 2023 Softail Standard motorcycle in Vivid Black with a sale price of $14,399, no down payment and amount financed of $14,399, 60 month repayment term, and 6.64% APR results in monthly payments of $282.68. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See your Harley-Davidson® Dealership for details. Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 10.99% offer is available on new Harley Davidson® motorcycles to high credit tier customers at ESB and only for up to an 84-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2025 Nightster® motorcycle in Billiard Gray with an MSRP of $9,999 a 10% down payment and amount financed of $8,999.10, 84-month repayment term, and 10.99% APR results in monthly payments of $154.04. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details. Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 11.99% offer is available on new Harley Davidson® motorcycles to high credit tier customers at ESB and only for up to an 96-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2025 Street Glide® motorcycle in Billiard Gray with an MSRP of $27,749, a 10% down payment and amount financed of $24,974.10, 96-month repayment term, and 11.99% APR results in monthly payments of $405.76. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details. Financing Offer available for Used Harley‑Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 7.29% APR offer is available on Used Harley‑Davidson® motorcycles to high credit tier customers at ESB and only for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2023 Softail® Standard motorcycle in Vivid Black with a sale price of $14,399, no down payment and amount financed of $14,399, 60 month repayment term, and 7.29% APR results in monthly payments of $287.09. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley‑Davidson® Dealership for details.